How much do you spend on your basic monthly expenses? I keep a log of my daily expenses so I know how much I spend monthly. We all have basic expenses that are part of everyday life; such as insurance, utilities, etc.. In reviewing my own expenses, I determined that I should be paying less for certain items. In keeping with my frugal lifestyle, I searched for companies online that I could compare current rates and plans with. By shopping around for better rates or plans you really can save money. It does pay to compare, it could save you hundreds annually.
Here are my top 10 list of categories to save money. Click on each category to learn more.
What exactly does frugal lifestyle mean? Well, it does NOT mean being cheap, quite the contrary, I believe it’s being smart in your choices, such as what you spend on (or not spend on) on a daily basis. Prioritize and take control of what’s important to you. Choose value and quality over quantity or fads and you will come out ahead.
The great benefit of being frugal is that it eliminates waste and clutter which in turn helps our environment. By doing simple changes towards more “green” and frugal ways, together we can make an impact on our planet.
In this economy, some of us have had to cut back on our expenses. Wouldn’t it be nice to still have the things or services you want and need but not have to pay full price or even better, get it for free? This blog offers frugal tips and money saving ideas to help you live a “richer” life. Start living the “frugal lifestyle” today.